How to Buy Real Estate in Phuket with an Instalment Plan of up to 15 Years?

Phuket remains one of the most attractive destinations in Asia for purchasing real estate by the sea. Currently, the market offers a rare format – instalment plans until the end of construction and up to 15 years after completion, which makes entering a project more convenient and financially flexible. This option suits those who wish to invest now without freezing all their capital at once.

You fix the price at the start, make gradual payments, and can choose between ready properties and projects under construction. This provides an opportunity to maintain liquidity while acquiring an asset in a growing market.

How to Buy Real Estate in Phuket with an Instalment Plan of up to 15 Years?

Why is an instalment plan beneficial for an investor?

The instalment plan format in Thailand is an alternative to a mortgage, but without complex procedures or bank approvals. Payments are divided into clear stages and secured in the contract with the developer.

1. Minimal capital load

You can purchase a property at the starting price and pay in parts, distributing payments until completion or over a period after handover.

2. Protection from price increases

Buying at an early stage with an instalment plan allows you to lock in the entry price and increase your yield by the time the project is completed.

3. Simple process

All transactions are conducted directly with the developer – no banks, no income certificates, and no additional fees.

Leave a request

What is included in the catalogue of properties with comfortable instalment plans in Phuket?

We have compiled current projects with flexible payment terms – from seaside apartments to premium-class villas. All properties are located in areas with stable demand and developing infrastructure.

In the catalogue:

• Apartments from $75,400 and villas from $1,383,520

• Locations: Layan, Rawai, Nai Yang, Patong, Thalang, Phuket Town

• Instalment plans until completion and up to 15 years after handover

• Ready and off-plan projects

• Projected yield: 5–10% p.a.

Example from the catalogue – stylish condominium in South Phuket at pre-sale prices

A modern project by an experienced developer, located 7 minutes drive to Rawai Beach, surrounded by cafés, restaurants, and tourist infrastructure. Apartments with panoramic sea views are offered at pre-sale prices, making entry into the project especially profitable for investors.

Complex amenities:

• Swimming pool and gym

• Café and rooftop bar

• Co-working space and kids’ club

• Shuttle service to the beach

Commercial terms:

• Prices: from $102,100 for apartments 34–52 sq.m

• Formats: 1–2 bedroom apartments

• Post-completion instalment plan: 3 years at 7% p.a., 12 payments (once every 3 months)

• Completion: Q4 2027

Why is it profitable to buy real estate with an instalment plan now?

Thailand demonstrates stable growth in the real estate market, and Phuket remains the flagship destination for resort real estate investment in the region. The opportunity to pay for the property in parts makes entry accessible and secure, especially for those planning rental investments or the purchase of a second home by the sea.

Flexible terms, high rental demand, and strong capital growth potential make instalment plans one of the most convenient tools for buying real estate in Thailand.

Leave a request

Dec 3, 2025

Get
consultation

Be the first to know about the events